Fiduciary Financial, Investment and Wealth Management Planning Services

Fiduciary Financial, Investment and Wealth Management Planning Services



 Our dynamic “Personal Financial Readiness” program is Comprehensive, Complete, and Built for you. 

Read More



 Disciplined investing is critical in helping you achieve your most important financial goals.

Read More



 We weave retirement consulting directly into our wealth management service.

Read More

Why Choose Us?

We take pride in really knowing our clients, not just professionally, but personally.  We understand we need to earn your TRUST before we can earn your business.  Here's how we do that.

Our Fiduciary Obligation To Our Clients

As a fiduciary, Frederick Financial Group has the legal responsibility to act SOLELY in the clients best interest. To do this, we operate an independent, fee-only investment advisory firm.  There are 3 important distinctions that separate us from the typical financial advisory firm:

  • Independent. We don’t answer to a big brokerage firm, a bank or any other corporate parent. As a result, we face zero pressure to push products and solutions that might not be the best for your situation. Our success is measured by your ability to achieve your goals. We don’t have to worry about achieving our parent company’s goals—only yours.

  • Fee-only. In our view, there is no better way for an advisor to ensure unbiased advice than using a fee-only business structure. Clients pay us fees, and in return, they receive unbiased advice on all aspects of their financial lives. That’s very different from most advisors, who are paid in the form of sales commissions—or even fee-sharing—from product manufacturers.

  • Investment Advisor Representative. An Investment Advisor Representative (IAR), is the only type of securities license that includes the legal requirement to act as fiduciaries. That means we must, by law put our clients’ best interests ahead of all other considerations, including our compensation. By comparison, most “advisors” are licensed as brokers, who are held to a much less stringent standard of client care.

Comprehensive Client Care

Typical financial adviser's focus mostly their client’s investments. While there may be a financial plan, in many instances; it is conceptual and vague at best.  To us, clients are people in the community, not files in a cabinet!  We look after our clients’ entire financial lives. Because we’re a fee-only investment firm, we’re able to do just that. We help ensure that you:

  • Are managing your income correctly.
  • Have minimized overall risk to the greatest extent possible.
  • That you’re on track to reach long-term goals.
  • That your estate plans are in place.

Helping us to implement our clients’ tailored financial plans is a network of trusted experts, both local and national, in the fields of finance and law.

Personalized and Accountable

As a local, boutique firm, we have access to the tools, expertise and investment choices as much larger businesses.We treat our clients as individuals, not account numbers. We’re your neighbors, and we’re honored to be able to help you achieve your best possible financial life. 

Find out more